Insurance Applications & Underwriting Chapter Exam Instructions. Find here answers to most common home insurance questions. Review these most frequently asked interview questions and sample answers, and then prepare your own responses based on your experience, skills, and interests. From gathering the necessary mortgage documents to determining the house closing timeline, below are some common questions — and answers — about what to expect when it’s time to close on your new home. You should know the answers to all of these questions if you’re serious about getting a mortgage and ready to buy a home. “Besides knowing the basics of what a standard homeowners insurance policy covers, consumers should ask a series of questions, and receive satisfactory answers to each of them, before buying a new policy, or renewing an existing one,” said Michael Barry, vice president, Media Relations, I.I.I. 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